Yes. We work with two financing institutions nationally that enable qualifying businesses and individuals to finance their purchase of the dome. The minimum credit requirements for an established business (2 ½ years in business) to apply for financing reads as follows:

• At least 2 ½ years in business
• 700 Minimum Credit Score
• Sec of State Registration Active and in Good Standing
• No Outstanding Liens / Judgments
• All partners must complete the application
• Most recent 3 months bank statements (no more than 2 NSFs or Neg Daily Balances in 90 days) 

Start Up businesses require a different underwriting process and are capped at 36-to-48-month terms.

The interest rate, terms and monthly payments are driven by the overall credit profile ranging from A-D. Terms range from 24 to 60 months based on credit profile.

Because there are so many variables involved we can’t really list certain benchmarks as they can vary depending on the full picture of a customer’s situation. For example, someone with an 800 FICO may not have favorable criteria elsewhere and get declined or a higher rate than someone with a 700 FICO who has a better overall profile.

Given the unique nature of each individual’s credit profile, we believe there is no single definition for “good credit.” However, we find that individuals with good credit usually share the following characteristics:

• Several years of credit history.
• A credit history with a variety of account types such as major credit cards (for example, Visa, MasterCard, Amex), installment debt (vehicle loans) and mortgage debt if applicable.
• A good payment history with few, if any, delinquencies or other problems repaying debt obligations.
• An ability to save evidenced by some or all of the following; liquid assets (stocks, bonds, bank deposits, etc.), cash down payments on real estate, retirement savings, and manageable revolving credit card debt.
• Stable and sufficient income and assets to repay current debt obligations and any new loan.

Finally, it should be noted again that each individual profile is different and that we make our credit decision based on the specific facts of that profile. Ultimately our determination of good credit is based on whether we conclude that there is a high likelihood that our loan will be repaid in a full and timely manner.

To apply, we would need a completed application, a quote, and most recent 3 months business bank statements. Please contact us to learn more.